40% OF A PARACHUTE

[Karan]:  What use is 40% of a parachute?  It's no bloody use at all because it's not going to save you when you need it most - and when you need it most is the most likely time you're going to find out that it's not fit for purpose.

"You have 40% of a parachute" was the shocking analysis of our previous liability insurance policy with Disinterested Insurance.com by Peter Read of http://www.readinsurance.co.uk/  Obviously I am making up the name of our previous insurance brokers for legal reasons, but I am not making up what Peter Read thought to our previous policy.  And this has annoyed me quite a lot.

I am not an insurance buff.  We are all good at different things and insurance makes my head hurt - who's with me?!  Having said that however I tried my hardest to ensure we were adequately covered, by discussing - in considerable detail - what our requirements were with Disinterested Insurance.com.  In exactly the same way I trust our accountants to tell us how much tax we should pay (to avoid prison), I trusted Disinterested Insurance.com to have us suitably insured with the information I had given them.  Thankfully nothing ever happened to exercise that policy, because we would have been screwed by the infinitesimal legalese; hence Peter's 40% of a parachute analogy.

There have been very few phrases uttered to me in my life, that have caused my mind to focus so completely and so quickly.  Upon Peter's succinct appraisal, we still had a month or so to run until the crap policy expired, and it's safe to say there was much clenching whilst Peter drafted a 100% parachute for us; which is now in effect - hurrah!  I honestly feel like asking Ian to install a kitchen for Disinterested Insurance.com entirely without screws, so that the whole structure collapses under the slightest weight of a coffee cup.  Of course Ian would never be complicit in such shoddy antics, he's a professional after all, it's just a shame that not everyone is so conscientious.

I would therefore like to recommend the services of Peter Read at Read Insurance Brokers Ltd, who has gone above and beyond the call of duty in providing IKD with an all encompassing and fully  comprehensive liability insurance policy.  More than that, Peter has always explained the technical speak - or the infinitesimal legalese - in terms that I could easily understand; he has nothing to prove by hiding behind jargon.  Peter is truly the antidote to an insurance headache, and I can't recommend him highly enough. 

To learn what percentage of a parachute you have for your commercial, home or travel insurance, you can contact Peter on 01202 868800 or via peter@readinsurance.co.uk - good luck!